Michael Crommie

What is your average day like:‍

I start my morning walking my two dogs and helping my kids off to school, then tackle two hours of admin followed by three client meetings. Evenings are family dinners, a dog walk, then football or Netflix.

What do you like most about your job?

The best part of my job is helping clients understand the more complex aspects of financial planning. I do this using tools and modellers to bring scenarios to life, making the journey into retirement much clearer. Once clients understand their current position, I find it much easier to put a plan in place to identify any risks or opportunities we should address. Once clients can see the benefits of the advice visually, they are usually the ones coming to me to save more money.

How long have you worked in Financial Services

26 years this year. Since 1999, just in time for the ‘Millennium bug’.

Meet With Michael

What Michaels' Clients have to Say

Scott Burnside

Michael explained complex financial planning concepts in a way that was easy for me to understand, making me feel confident in my decisions.

John Johnstone

Michael always takes the time to understand my unique situation and provides personalised advice that aligns with my goals.

Robert Gorrian

I felt reassured throughout the whole advice process, and Michael felt Michael was transparent and honest throughout.

Dennis Laidlaw

Michael is always available to answer my questions and goes above and beyond to ensure we are comfortable with our decision. We’ve never looked back.

Emma Mackenzie

Michael’s step-by-step guidance demystified financial planning, tailoring strategies to my goals. His transparency and constant availability gave me complete confidence.

These testimonials are from current clients of advisors in the Trusted Advisor Network. No compensation (non-cash or otherwise) was provided in exchange for these testimonials. Trusted Advisor does not have any material conflict of interest with the persons giving these testimonials.

I’m a Financial Adviser at Quilter Financial Advisers with 26 years of experience—just in time to dodge the dreaded Millennium Bug. My day starts with walking my two dogs and helping my kids off to school, then it’s straight into three client meetings and a couple of hours of admin. Evenings are for family meals, another dog walk, and unwinding with football (Celtic or Liverpool) or Netflix. In sunnier months I squeeze in the occasional round of golf.

What I love most is demystifying complex financial planning. I use interactive tools and cash-flow models to bring scenarios to life, helping clients see exactly where they stand today and what their retirement could look like. That clarity turns uncertainty into a clear path forward—clients often tell me they feel empowered to save more once they see the numbers visually.

Clients say I:

Break down concepts so they fully understand and feel confident
Tailor advice to their unique situation and long-term goals
Stay transparent, honest, and always available for questions

Outside work, I’m an adrenaline junkie—I've bungee-jumped and sky-dived—and I play guitar when I’m craving a different kind of thrill.