Inheritance | 30–45 minute read
The Complete Inheritance Guide 2026/2027
A practical guide to inheritance tax in the UK — the nil-rate band, the residence nil-rate band, gifting rules, trusts, life cover and pension death benefits.
From April 2027 most unused pensions will be brought inside the IHT estate. We explain what is changing, who it affects, and the options families have to plan ahead.
You will learn how a qualified adviser can model the impact of different gifting and trust strategies and help you pass on more to the people you love.
Speak to a qualified financial adviser
Book your free, no-obligation review with a local adviser today.
- We'll match you with a trusted adviser based on your needs.
- You can book a session in 2 minutes at a time that suits you.
- First consultation is FREE and without obligation.
What would you like to discuss with an adviser?
Hear from clients of trusted advisers
“He is informative, always prepared and very transparent. All our questions have always been promptly and thoroughly answered. Our experience has been extremely positive and we would recommend him highly.”
“Michael is personable and highly responsive and has built a trusted relationship which has been instrumental in building confidence in our long-term finances and foundations for the future.”
“He provides a "Rolls Royce" level of service and support which leaves me feeling informed without being overwhelmed. I am confident that my pension is in safe hands.”
“I've worked with Dan for a number of years, all that time he's been fantastic. He's always available when I want to talk and the advice he's provided has been very tailored to my family's needs. I'd thoroughly recommend him to anyone looking for an adviser.”
“Dan has helped me significantly improve my investment returns by changing my allocation and making sure I'm using all my various tax-reliefs. The effect has been massive and I would have never done it myself.”
These testimonials are from current clients of advisers in the Trusted Advisor network. No compensation (cash or otherwise) was provided in exchange for these testimonials. Trusted Advisor does not have any material conflict of interest with the persons giving these testimonials.