Financial calculators built by advisers
Quick, accurate UK calculators to help you understand pensions, retirement and your wider financial picture — no sign-up required.
Retirement Calculator
Project your pension pot, factor in the State Pension and tax relief, and see whether you are on track for the retirement you want.
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Pension Drawdown Calculator
See how long your pension pot will last in drawdown given your withdrawal level, growth and inflation.
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Pension Annual Allowance Taper Calculator
Work out your tapered annual allowance and any AA charge if you earn over £200,000.
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Inheritance Tax Calculator
Estimate the IHT due on your estate, including the residence nil-rate band and reduced 36% charity rate.
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Pensions in Your Estate Calculator
Model the impact of the proposed April 2027 rules bringing pensions into your estate for IHT.
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UK Tax Calculator
Income tax, National Insurance and take-home pay — including the personal allowance taper.
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Mortgage Calculator
Calculate your monthly mortgage payment, total interest and balance reduction over the term.
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Buy-to-let Returns Calculator
Project the yield, cash flow and total return on a UK buy-to-let — including SDLT surcharge and Section 24.
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Buy-to-let vs Pension Calculator
Compare projected after-tax returns from a buy-to-let versus contributing the same money to your pension.
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Life Insurance Calculator
Estimate the life cover your family needs using the DIME framework — debts, income, mortgage and education.
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Critical Illness Calculator
Work out the lump sum you need to protect your household if a serious illness stops you working.
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Home Affordability Calculator
See the maximum UK house price you can afford — using lender income multiples, monthly affordability and your deposit.
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RSU Tax Calculator
Estimate UK income tax, NI and CGT on Restricted Stock Units at vest and on sale.
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Stock Options Calculator
Compare EMI, CSOP and unapproved option tax outcomes — including BADR for qualifying EMI.
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Annuity Calculator
Estimate the guaranteed lifetime income your pension pot could buy — joint life, RPI-linked, enhanced and more.
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