Richard Knott — Network Financial Adviser in Gloucester
About Richard Knott
Richard Knott is a Chartered Financial Adviser and co-founder of Kirby & Knott Financial Planning, with 11 years’ experience in financial services. He works with individuals and business owners to develop tailored financial plans that help them achieve their goals and build confidence in their financial future. Richard began his career in financial services in 2015, gaining experience across a regional insurance broker and a high street bank before co-founding Kirby & Knott Financial Planning with Alex in 2018. Together, they set out to build a business centred on trusted relationships, personal service and advice that puts clients’ needs first. His work spans a wide range of financial planning needs, from helping clients approaching retirement structure their pensions and retirement income to supporting business owners with exit strategies and ensuring families have appropriate financial protection. Richard takes time to understand each client’s circumstances and ambitions, turning complex financial decisions into clear, practical plans. For Richard, the most rewarding part of his role is seeing the difference that good advice can make. He enjoys helping clients move from uncertainty to confidence, giving them greater peace of mind and the freedom to focus on what matters most. Alongside advising clients, he plays an active role in developing the business and supporting the team to maintain a consistently high standard of service. Richard holds Chartered and Fellow status, reflecting his commitment to professional development and high standards of financial planning. Outside work, Richard enjoys spending time with his young family, playing golf and supporting Aston Villa. In 2024, he also surprised himself by completing his first 10km run, raising funds for the Hollie Gazzard Trust, Kirby & Knott’s charity partner.
Services
- Retirement planning
Specialisations
- Retirement Planning
- Tax Planning
- Pension Planning
- Investment Management
- Holistic Financial Planning
- Business & Exit Planning
Qualifications
Certificate in Insurance (CII) Fellow of the Personal Finance Society (CII, PFS)
Regulation
Richard Knott is FCA-verified (firm: Kirby & Knott Financial Planning).
Frequently Asked Questions
Is Richard Knott an FCA-regulated financial adviser?
Yes. Richard Knott is FCA-regulated and verified by Trusted Advisor. We re-check every adviser's FCA status regularly to make sure their authorisation to give regulated advice is current.
What services does Richard Knott offer?
Richard Knott offers Retirement planning. You can see the full list of services on this profile, or book a free initial call to discuss your situation in more detail.
How much does it cost to use Richard Knott?
Fees vary depending on the service, the complexity of your situation and the assets involved. Richard Knott will explain all fees clearly before you commit to anything, and the initial consultation booked through Trusted Advisor is free.
What is the difference between an independent and a network financial adviser?
Richard Knott works as part of a network, with access to a carefully selected panel of providers. Network advisers share resources and compliance support but still tailor advice to each client's individual goals.
How do I book a consultation with Richard Knott?
Click "Book a Consultation" on this page to choose a time that suits you. The first call is free and there's no obligation. If you'd prefer, you can also message Richard Knott directly through the contact form.
Does Richard Knott work with clients outside Gloucester?
Many of the advisers on Trusted Advisor work with UK clients remotely as well as in person. Richard Knott is based in Gloucester but you can confirm preferred meeting locations and video options when you book your initial call.