Railene Waters — Independent Financial Adviser in London
About Railene Waters
Railene Waters, ACSI is a diploma-qualified Financial Adviser with more than 25 years' experience in financial services. She works with individuals and businesses, helping them navigate an increasingly complex financial landscape through clear, practical advice tailored to their personal circumstances and long-term goals. Railene believes financial advice should be easy to understand and that clients should feel fully involved in the decisions that shape their financial future. Her approach combines technical knowledge with a strong focus on education, taking the time to explain the reasoning behind recommendations so clients can make informed decisions with confidence. Throughout her career, Railene has built a reputation for honesty, clarity and putting clients at the heart of every conversation. She focuses on developing long-term relationships based on trust and transparency, working closely with clients to understand what they want to achieve and creating strategies designed to deliver meaningful results. For Railene, good financial planning is about more than recommending products or strategies. It is about giving people the knowledge and confidence to take control of their finances, while ensuring their plans continue to reflect their changing circumstances and aspirations. Outside of work, Railene enjoys spending time outdoors and tending to her garden, usually accompanied by her two boxer dogs. She also enjoys golf and skiing, although she readily admits that she approaches both more for the enjoyment than the competition.
Services
- Retirement planning
- IHT planning
Specialisations
- Retirement Planning
- Investment Management
- Business & Exit Planning
- Holistic Financial Planning
- Pension Planning
- Tax Planning
Qualifications
Associate of the Chartered Institute for Securities & Investment (CISI) Diploma in Financial Planning (CII)
Regulation
Railene Waters is FCA-verified (firm: Clockswood Wealth Management).
Frequently Asked Questions
Is Railene Waters an FCA-regulated financial adviser?
Yes. Railene Waters is FCA-regulated and verified by Trusted Advisor. We re-check every adviser's FCA status regularly to make sure their authorisation to give regulated advice is current.
What services does Railene Waters offer?
Railene Waters offers Retirement planning, IHT planning. You can see the full list of services on this profile, or book a free initial call to discuss your situation in more detail.
How much does it cost to use Railene Waters?
Fees vary depending on the service, the complexity of your situation and the assets involved. Railene Waters will explain all fees clearly before you commit to anything, and the initial consultation booked through Trusted Advisor is free.
What is the difference between an independent and a network financial adviser?
Railene Waters is an independent financial adviser, which means they can recommend products from across the whole of the UK market without being tied to any single provider. This generally allows for more impartial advice.
How do I book a consultation with Railene Waters?
Click "Book a Consultation" on this page to choose a time that suits you. The first call is free and there's no obligation. If you'd prefer, you can also message Railene Waters directly through the contact form.
Does Railene Waters work with clients outside London?
Many of the advisers on Trusted Advisor work with UK clients remotely as well as in person. Railene Waters is based in London but you can confirm preferred meeting locations and video options when you book your initial call.