Nikos Christoforou — Independent Financial Adviser in London
About Nikos Christoforou
Nikos Christoforou is a Financial Planner at Foster Denovo, specialising in helping high-earning professionals and business owners build, protect and grow their wealth with greater clarity and purpose. Having joined Foster Denovo in 2018, Nikos brings experience spanning financial planning, investment management and stockbroking. His approach is centred on whole-of-life financial planning, bringing together investments, pensions, tax planning, protection and estate planning into one clear, joined-up strategy. Nikos works particularly closely with clients in the accumulation phase, helping them make the most of their wealth before retirement through tax-efficient pension and investment strategies. His expertise includes pension planning and carry-forward allowances, ISA and Capital Gains Tax planning, corporate investments, protection, VCTs, EIS, offshore bonds and estate planning. He describes his role as being a trusted financial “consigliere” – someone who can oversee the moving parts of a client's financial life and work alongside their accountant, solicitor and other professional advisers. His focus is not simply on recommending individual products, but on understanding the wider picture and ensuring each element of a financial plan works together. Nikos believes that effective financial planning is about more than creating a plan; it is about taking action, reviewing regularly and adapting as circumstances change. He particularly enjoys helping clients address financial decisions they may have been putting off, turning complex or fragmented finances into a clear and actionable roadmap. Nikos holds the CISI Level 4 Diploma in Investment Advice and Financial Planning and is working towards Chartered Financial Planner status, followed by a STEP qualification in estate planning. Outside of work, Nikos has always had an entrepreneurial streak. At 13, he ran a successful car-washing business with a neighbour, building a local client base and earning around £1,000 over one summer. He later began his career selling solar panels before moving into stockbroking and ultimately financial planning.
Services
- Retirement planning
- IHT planning
- Insurance
Specialisations
- Retirement Planning
- Investment Management
- Inheritance Tax Planning
- Tax Planning
- Business & Exit Planning
- Pension Planning
- Estate Planning
- Holistic Financial Planning
- Protection Planning
Qualifications
Investment Advice Diploma (CISI)
Regulation
Nikos Christoforou is FCA-verified (firm: Foster Denovo).
Frequently Asked Questions
Is Nikos Christoforou an FCA-regulated financial adviser?
Yes. Nikos Christoforou is FCA-regulated and verified by Trusted Advisor. We re-check every adviser's FCA status regularly to make sure their authorisation to give regulated advice is current.
What services does Nikos Christoforou offer?
Nikos Christoforou offers Retirement planning, IHT planning, Insurance. You can see the full list of services on this profile, or book a free initial call to discuss your situation in more detail.
How much does it cost to use Nikos Christoforou?
Fees vary depending on the service, the complexity of your situation and the assets involved. Nikos Christoforou will explain all fees clearly before you commit to anything, and the initial consultation booked through Trusted Advisor is free.
What is the difference between an independent and a network financial adviser?
Nikos Christoforou is an independent financial adviser, which means they can recommend products from across the whole of the UK market without being tied to any single provider. This generally allows for more impartial advice.
How do I book a consultation with Nikos Christoforou?
Click "Book a Consultation" on this page to choose a time that suits you. The first call is free and there's no obligation. If you'd prefer, you can also message Nikos Christoforou directly through the contact form.
Does Nikos Christoforou work with clients outside London?
Many of the advisers on Trusted Advisor work with UK clients remotely as well as in person. Nikos Christoforou is based in London but you can confirm preferred meeting locations and video options when you book your initial call.