Mohamed Panjwani — Financial Adviser in Leicester
About Mohamed Panjwani
Mohamed Panjwani is a wealth management consultant who believes financial planning should always start with the person, their life, and what truly matters to them. His philosophy is simple: wealth is not defined by how much you have, but by how confidently and meaningfully you are able to use it. Coming from humble beginnings, Mohamed learned early on that financial wellbeing is not just about accumulation, but about purpose, enjoyment, and balance. He began his career at 16 through an apprenticeship with a major bank and has since spent nearly a decade across financial services, including roles as a mortgage and protection adviser in the new-build housing sector. He joined Mattioli Woods to take a more holistic, relationship-led approach to wealth management, supporting clients across every aspect of their financial lives. Mohamed is known for his conversational, human approach to advice. He avoids starting with products or technical solutions, instead focusing on understanding people—their lifestyle, priorities, and plans for both the near and long term. This allows him to build strategies that feel practical, personal, and sustainable. A strong advocate of budget clarity, he believes financial planning must start with understanding income and spending in real terms. Without that foundation, meaningful advice cannot be delivered. His focus is always on ensuring clients can maintain their lifestyle today while still preparing confidently for the future. Clients often describe meetings with Mohamed as relaxed and natural, like “having a chat over a cup of tea,” while behind that simplicity sits a deep process of understanding and tailored planning. He values long-term relationships built on trust, empathy, and consistent communication. Outside of work, Mohamed is working towards becoming a chartered financial adviser, with ambitions to complete an MBA. He is driven by continuous self-improvement and the belief that personal development is just as important as financial planning. At home, he enjoys life with his young family, spending time with friends, and staying active through sport.
Services
- Retirement planning
- IHT planning
- Sharia-compliant advice
- Mortgages
- Insurance
Specialisations
- Retirement Planning
- Tax Planning
- Investment Management
- Pension Planning
- Holistic Financial Planning
Qualifications
Diploma in Regulated Financial Planning (CII) Certificate in Mortgage Advice and Practice (CeMAP)
Regulation
Mohamed Panjwani is FCA-verified (firm: Mattioli Woods).
Frequently Asked Questions
Is Mohamed Panjwani an FCA-regulated financial advisor?
Yes. Mohamed Panjwani is FCA-regulated and verified by Trusted Advisor. We re-check every advisor's FCA status regularly to make sure their authorisation to give regulated advice is current.
What services does Mohamed Panjwani offer?
Mohamed Panjwani offers Retirement planning, IHT planning, Sharia-compliant advice, Mortgages. You can see the full list of services on this profile, or book a free initial call to discuss your situation in more detail.
How much does it cost to use Mohamed Panjwani?
Fees vary depending on the service, the complexity of your situation and the assets involved. Mohamed Panjwani will explain all fees clearly before you commit to anything, and the initial consultation booked through Trusted Advisor is free.
What is the difference between an independent and a network financial advisor?
Mohamed Panjwani is an independent financial advisor, which means they can recommend products from across the whole of the UK market without being tied to any single provider. This generally allows for more impartial advice.
How do I book a consultation with Mohamed Panjwani?
Click "Book a Consultation" on this page to choose a time that suits you. The first call is free and there's no obligation. If you'd prefer, you can also message Mohamed Panjwani directly through the contact form.
Does Mohamed Panjwani work with clients outside Leicester?
Many of the advisors on Trusted Advisor work with UK clients remotely as well as in person. Mohamed Panjwani is based in Leicester but you can confirm preferred meeting locations and video options when you book your initial call.