Kam Singh — Financial Adviser in Midlands
About Kam Singh
Kam Singh is a Chartered Wealth Management Consultant at Mattioli Woods, working with owner-managed businesses, professionals and high-net-worth individuals on holistic wealth management — from investment advice to pensions and Inheritance Tax (IHT) planning. His approach is to lay out every option clearly and honestly, so clients can make informed decisions with confidence. Kam's motivation traces back to his upbringing. Growing up, he watched his parents navigate their finances without much guidance — no one ever sat down to explain the benefits of investing, the tax-efficient ways of doing it, or when they could actually afford to retire. That quiet gap in knowledge, present in so many households, is what first drew him to financial services. After graduating, he joined a major bank, where he spent fifteen years in roles ranging from Mortgage Manager to Branch Manager, and saw clearly that the biggest difference in people's financial lives came from those who were meeting a financial adviser. He qualified as an adviser in 2018 and has never stopped pushing himself further since. That drive is reflected in his designation: Kam is a Fellow of the Personal Finance Society (FPFS), a level held by fewer than 5% of financial advisers in the UK. It also shapes how he works with clients. He doesn't just want to understand a client's pension or investments — he wants to understand the person: what gets them out of bed, what they're building towards. Behind every business and every individual, he finds, it nearly always comes back to family, the next goal, the life someone is working towards. Once he understands that, everything else follows. The gap he saw in his parents' household all those years ago still exists for many people, and Kam sees his job as closing it — one client, one conversation at a time. Outside of work, Kam is married with two daughters and a keen runner, having completed the London Marathon and numerous half marathons — though, with two young children, he happily admits that's about as far as his hobbies stretch for now.
Services
- Retirement planning
- IHT planning
- Sharia-compliant advice
- Mortgages
- Insurance
Specialisations
- Retirement Planning
- Tax Planning
- Inheritance Tax Planning
- Business & Exit Planning
- Investment Management
- Pension Planning
- Holistic Financial Planning
Qualifications
Fellow of the Personal Finance Society (FPFS) Diploma in Regulated Financial Planning (CII)
Regulation
Kam Singh is FCA-verified (firm: Mattioli Woods).
Frequently Asked Questions
Is Kam Singh an FCA-regulated financial adviser?
Yes. Kam Singh is FCA-regulated and verified by Trusted Advisor. We re-check every adviser's FCA status regularly to make sure their authorisation to give regulated advice is current.
What services does Kam Singh offer?
Kam Singh offers Retirement planning, IHT planning, Sharia-compliant advice, Mortgages. You can see the full list of services on this profile, or book a free initial call to discuss your situation in more detail.
How much does it cost to use Kam Singh?
Fees vary depending on the service, the complexity of your situation and the assets involved. Kam Singh will explain all fees clearly before you commit to anything, and the initial consultation booked through Trusted Advisor is free.
What is the difference between an independent and a network financial adviser?
Kam Singh is an independent financial adviser, which means they can recommend products from across the whole of the UK market without being tied to any single provider. This generally allows for more impartial advice.
How do I book a consultation with Kam Singh?
Click "Book a Consultation" on this page to choose a time that suits you. The first call is free and there's no obligation. If you'd prefer, you can also message Kam Singh directly through the contact form.
Does Kam Singh work with clients outside Midlands?
Many of the advisers on Trusted Advisor work with UK clients remotely as well as in person. Kam Singh is based in Midlands but you can confirm preferred meeting locations and video options when you book your initial call.