Joshua Spence — Independent Financial Adviser in London
About Joshua Spence
Joshua Spence is a Financial Adviser who helps clients build and maintain clear, tax-efficient financial strategies designed to support their long-term goals. With experience in financial services since 2013, and continuously since 2017, Joshua works with individuals and families, helping them make confident decisions around investments, retirement planning and overall wealth management. His day-to-day work is a balance of client meetings, reviewing financial plans and staying up to date with market developments. He begins each day by scanning relevant market updates and handling client communications, before focusing on review meetings, refining strategies and ensuring clients remain on track. He also shares insights and educational content, helping clients and a wider audience better understand financial planning. Joshua is particularly passionate about simplifying complex financial matters. He takes pride in helping clients understand their options clearly, reducing uncertainty and building confidence in their financial future. Beyond the technical side, he values the relationships he builds, working closely with clients over time and supporting them through important life decisions. Outside of work, Joshua enjoys staying active and is a keen sports enthusiast, regularly playing and following football and tennis.
Services
- Retirement planning
- Insurance
Specialisations
- Retirement Planning
- Investment Management
- Inheritance Tax Planning
- Tax Planning
- Insurance
- Protection Planning
- Estate Planning
- Pension Planning
Qualifications
Diploma in Regulated Financial Planning (CII)
Regulation
Joshua Spence is FCA-verified (firm: Westminster Wealth Management).
Frequently Asked Questions
Is Joshua Spence an FCA-regulated financial adviser?
Yes. Joshua Spence is FCA-regulated and verified by Trusted Advisor. We re-check every adviser's FCA status regularly to make sure their authorisation to give regulated advice is current.
What services does Joshua Spence offer?
Joshua Spence offers Retirement planning, Insurance. You can see the full list of services on this profile, or book a free initial call to discuss your situation in more detail.
How much does it cost to use Joshua Spence?
Fees vary depending on the service, the complexity of your situation and the assets involved. Joshua Spence will explain all fees clearly before you commit to anything, and the initial consultation booked through Trusted Advisor is free.
What is the difference between an independent and a network financial adviser?
Joshua Spence is an independent financial adviser, which means they can recommend products from across the whole of the UK market without being tied to any single provider. This generally allows for more impartial advice.
How do I book a consultation with Joshua Spence?
Click "Book a Consultation" on this page to choose a time that suits you. The first call is free and there's no obligation. If you'd prefer, you can also message Joshua Spence directly through the contact form.
Does Joshua Spence work with clients outside London?
Many of the advisers on Trusted Advisor work with UK clients remotely as well as in person. Joshua Spence is based in London but you can confirm preferred meeting locations and video options when you book your initial call.