Joseph Oshea — Independent Financial Advisor
About Joseph Oshea
Joseph O’Shea is a Chartered Financial Planner with over 25 years of experience helping individuals and families make confident, informed financial decisions. A founding partner of a successful national advice business before joining Cove, Joe brings deep technical expertise and a calm, people-focused approach to every client relationship.No two days are the same for Joe — one might involve meeting clients face to face, another collaborating with his team or refining strategies to deliver the best outcomes. He thrives on the balance between technical problem-solving and building lasting relationships, always ensuring that advice remains tailored, transparent, and aligned with each client’s goals. Known for simplifying complex financial concepts and providing clear, practical solutions, Joe is trusted by clients who value his integrity, experience, and genuine commitment to their long-term success. (Fun fact: Joe once accidentally drove down the steps of North Yorkshire Police HQ — thankfully, both he and the car made it out unscathed!)
Services
- Retirement planning
- IHT planning
Regulation
Joseph Oshea is FCA-verified.
Frequently Asked Questions
Is Joseph Oshea an FCA-regulated financial advisor?
Yes. Joseph Oshea is FCA-regulated and verified by Trusted Advisor. We re-check every advisor's FCA status regularly to make sure their authorisation to give regulated advice is current.
What services does Joseph Oshea offer?
Joseph Oshea offers Retirement planning, IHT planning. You can see the full list of services on this profile, or book a free initial call to discuss your situation in more detail.
How much does it cost to use Joseph Oshea?
Fees vary depending on the service, the complexity of your situation and the assets involved. Joseph Oshea will explain all fees clearly before you commit to anything, and the initial consultation booked through Trusted Advisor is free.
What is the difference between an independent and a network financial advisor?
Joseph Oshea is an independent financial advisor, which means they can recommend products from across the whole of the UK market without being tied to any single provider. This generally allows for more impartial advice.
How do I book a consultation with Joseph Oshea?
Click "Book a Consultation" on this page to choose a time that suits you. The first call is free and there's no obligation. If you'd prefer, you can also message Joseph Oshea directly through the contact form.
Does Joseph Oshea work with clients outside the UK?
Many of the advisors on Trusted Advisor work with UK clients remotely as well as in person. Joseph Oshea is based in the UK but you can confirm preferred meeting locations and video options when you book your initial call.