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John White — Independent Financial Adviser in Manchester

John White — Independent Financial Adviser in Manchester

About John White

John White is a founding Managing Director of Real Wealth Partners, with more than 30 years’ experience in financial services. He works with individuals, families, business owners and senior professionals, helping them make well-considered decisions about their wealth and create clear plans for the future. For John, financial planning is fundamentally about solving problems. Behind the pensions, investments and tax considerations are important questions about real life – whether someone can afford to retire, how to sell a business, how wealth can support their family or simply whether they are making the right financial decisions. John specialises in joined-up, long-term financial planning, bringing together the different elements of a client’s financial life into one coherent strategy. He particularly enjoys working with clients approaching or in retirement, as well as business owners and senior professionals whose pensions, investments, tax position and wider family objectives need to be considered together. As a founding Managing Director, John divides his time between developing Real Wealth Partners alongside his co-founder, Mike, and continuing to work directly with clients. He believes staying close to clients is essential to building a business around what genuinely matters to them. His approach is centred on understanding each person’s circumstances first, then finding a practical route forward that reflects their goals and priorities. After more than three decades in the profession, John remains motivated by the same principles: doing the right thing, maintaining high standards and helping people feel more confident about their financial future. He believes that while financial services may continue to change, the importance of listening, earning trust and giving thoughtful advice remains constant. Outside work, John finds his own “real wealth” in family life and the outdoors. Living close to the foothills of the Peak District, he enjoys walking with his dog, open-water swimming and spending time around lakes and the sea. He also starts many mornings with an ice-cold water bath – a routine he says makes everything that follows seem relatively straightforward.

Services

  • IHT planning
  • Insurance
  • Retirement planning

Specialisations

  • Retirement Planning
  • Tax Planning
  • Pension Planning
  • Investment Management
  • Business & Exit Planning
  • Estate Planning
  • Holistic Financial Planning
  • Inheritance Tax Planning
  • Investment Management
  • Later Life Advice
  • Medical Financial Planning
  • NHS Retirement Planning
  • Protection Planning
  • Responsible Investment
  • Trust Planning

Qualifications

Associateship of the Chartered Insurance Institute (CII)

Fees

Fee information to be discussed during consultation

Regulation

John White is FCA-verified (firm: Real Wealth Partners).

Client Reviews

Anonymous — 5 out of 5

Clear and effective advice delivered in a personal manner by our advisor. The information platform supports this with detailed and instantly available information concerning our portfolio.

Anonymous — 5 out of 5

Having recently set up a Limited company, I met up with John from Real Wealth… to discuss my current financial situation and what my plans for the future were. We went through my personal finances and my business plans to pinpoint where I needed to improve things.

Anonymous — 5 out of 5

Always insightful, quick and absolutely professional.

Frequently Asked Questions

Is John White an FCA-regulated financial adviser?

Yes. John White is FCA-regulated and verified by Trusted Advisor. We re-check every adviser's FCA status regularly to make sure their authorisation to give regulated advice is current.

What services does John White offer?

John White offers IHT planning, Insurance, Retirement planning. You can see the full list of services on this profile, or book a free initial call to discuss your situation in more detail.

How much does it cost to use John White?

Fees vary depending on the service, the complexity of your situation and the assets involved. John White will explain all fees clearly before you commit to anything, and the initial consultation booked through Trusted Advisor is free.

What is the difference between an independent and a network financial adviser?

John White is an independent financial adviser, which means they can recommend products from across the whole of the UK market without being tied to any single provider. This generally allows for more impartial advice.

How do I book a consultation with John White?

Click "Book a Consultation" on this page to choose a time that suits you. The first call is free and there's no obligation. If you'd prefer, you can also message John White directly through the contact form.

Does John White work with clients outside Manchester?

Many of the advisers on Trusted Advisor work with UK clients remotely as well as in person. John White is based in Manchester but you can confirm preferred meeting locations and video options when you book your initial call.

Other financial advisers in Manchester

  • Jack Molloy — Manchester