Harvey Armstrong — Independent Financial Adviser in London
About Harvey Armstrong
Harvey Armstrong is a Financial Planner at Lumin Wealth, helping individuals and families make confident, well-informed financial decisions through structured, long-term planning. Since joining the firm in 2021 shortly after graduating from university, Harvey has progressed to become a regulated financial planner, building a strong base of long-term clients. He advises across investments, retirement planning, protection and tax-efficient financial strategies. His approach combines continuous learning with practical advice. Harvey regularly engages with industry seminars, professional lectures and financial publications to keep his knowledge current, ensuring clients benefit from thoughtful and well-researched guidance. A key part of his work is cashflow planning, modelling different financial scenarios such as retirement timing, sustainable income levels and gifting strategies. This allows clients to see how decisions made today can affect their future, giving them clarity and confidence in their plans. Harvey particularly enjoys turning complex financial situations into clear, practical strategies. By taking time to understand each client’s circumstances, goals and concerns, he builds long-term relationships based on trust and tailored advice. Outside of work, Harvey is a keen sports fan, particularly football, cycling and cricket. He also enjoys travelling, especially trips that combine sport, culture and historical landmarks. Earlier in his career he gained experience in the film industry — a story that often surprises people.
Services
- Retirement planning
- IHT planning
Specialisations
- Tax Planning
- Retirement Planning
- Investment Management
- Pension Planning
- Protection Planning
Qualifications
Diploma in Regulated Financial Planning (CII)
Regulation
Harvey Armstrong is FCA-verified (firm: Lumin Wealth).
Frequently Asked Questions
Is Harvey Armstrong an FCA-regulated financial adviser?
Yes. Harvey Armstrong is FCA-regulated and verified by Trusted Advisor. We re-check every adviser's FCA status regularly to make sure their authorisation to give regulated advice is current.
What services does Harvey Armstrong offer?
Harvey Armstrong offers Retirement planning, IHT planning. You can see the full list of services on this profile, or book a free initial call to discuss your situation in more detail.
How much does it cost to use Harvey Armstrong?
Fees vary depending on the service, the complexity of your situation and the assets involved. Harvey Armstrong will explain all fees clearly before you commit to anything, and the initial consultation booked through Trusted Advisor is free.
What is the difference between an independent and a network financial adviser?
Harvey Armstrong is an independent financial adviser, which means they can recommend products from across the whole of the UK market without being tied to any single provider. This generally allows for more impartial advice.
How do I book a consultation with Harvey Armstrong?
Click "Book a Consultation" on this page to choose a time that suits you. The first call is free and there's no obligation. If you'd prefer, you can also message Harvey Armstrong directly through the contact form.
Does Harvey Armstrong work with clients outside London?
Many of the advisers on Trusted Advisor work with UK clients remotely as well as in person. Harvey Armstrong is based in London but you can confirm preferred meeting locations and video options when you book your initial call.