David Banks — Financial Advisor in Edinburgh
About David Banks
David Banks is a Wealth Management Consultant at Mattioli Woods, based in Edinburgh. He helps clients turn financial uncertainty into clarity by building plans that reflect what they want from life, not just what appears on a statement. Before becoming a financial adviser, David built extensive experience across financial services, including roles with Scottish Widows, TSB, Royal London and RBS. This background gave him a strong technical understanding of pensions, investments, financial systems and long-term planning. Today, he uses that expertise to explain complex areas such as tax-free cash, pension crystallisation, ISAs and investment planning in a clear, practical way. David’s approach is shaped by the belief that meaningful financial planning starts with the right conversation. He focuses on helping clients understand what they have, where it is going and how it supports their wider life goals. Whether someone is planning for retirement, reviewing multiple pensions, managing investments or trying to feel more confident about money, David aims to provide reassurance, perspective and straightforward advice. His interest in sustainable finance is also reflected in his Green Finance qualification from the Chartered Banking Institute and his ongoing involvement with organisations that support responsible business and cooperative ownership. Outside work, David enjoys running around Edinburgh, cooking and wine.
Services
- Retirement planning
- IHT planning
- Sharia-compliant advice
- Mortgages
- Insurance
Specialisations
- Retirement Planning
Qualifications
David Banks holds a Master of Science in Economics from the University of Glasgow. He also holds the Diploma in Regulated Financial Planning from the Chartered Insurance Institute, issued in March 2022.
Fees
Mattioli Woods says fees may be charged in one of three ways: a fixed fee, time-costed/hourly fees, or a percentage of the money invested or managed. Their public financial planning page says costs depend on client needs and support level, and that pricing may include flat fees, hourly rates or a percentage of assets under management.
Regulation
David Banks is FCA-verified (firm: Mattioli Woods).
Frequently Asked Questions
Is David Banks a regulated financial advisor?
Yes. David Banks is FCA-verified and authorised under Mattioli Woods, meaning they are authorised and regulated by the Financial Conduct Authority to provide financial advice in the UK.
What financial services does David Banks offer?
David Banks offers Retirement planning, IHT planning, Sharia-compliant advice, Mortgages, Insurance.
Where is David Banks based?
David Banks is a financial advisor based in Edinburgh , serving the AB, DD, DG, EH, FK, G, HS, IV postal areas.
How does David Banks charge for financial advice?
Mattioli Woods says fees may be charged in one of three ways: a fixed fee, time-costed/hourly fees, or a percentage of the money invested or managed. Their public financial planning page says costs depend on client needs and support level, and that pricing may include flat fees, hourly rates or a percentage of assets under management.
What qualifications does David Banks hold?
David Banks holds a Master of Science in Economics from the University of Glasgow. He also holds the Diploma in Regulated Financial Planning from the Chartered Insurance Institute, issued in March 2022.
How do I book a meeting with David Banks?
You can book a free initial consultation with David Banks directly from their Trusted Advisor profile by selecting a time that suits you. There is no charge for the initial call.