David Banks — Financial Adviser in Edinburgh
About David Banks
David Banks is a Wealth Management Consultant at Mattioli Woods, based in Edinburgh. He helps clients turn financial uncertainty into clarity by building plans that reflect what they want from life, not just what appears on a statement. Before becoming a financial adviser, David built extensive experience across financial services, including roles with Scottish Widows, TSB, Royal London and RBS. This background gave him a strong technical understanding of pensions, investments, financial systems and long-term planning. Today, he uses that expertise to explain complex areas such as tax-free cash, pension crystallisation, ISAs and investment planning in a clear, practical way. David’s approach is shaped by the belief that meaningful financial planning starts with the right conversation. He focuses on helping clients understand what they have, where it is going and how it supports their wider life goals. Whether someone is planning for retirement, reviewing multiple pensions, managing investments or trying to feel more confident about money, David aims to provide reassurance, perspective and straightforward advice. His interest in sustainable finance is also reflected in his Green Finance qualification from the Chartered Banking Institute and his ongoing involvement with organisations that support responsible business and cooperative ownership. Outside work, David enjoys running around Edinburgh, cooking and wine.
Services
- Retirement planning
- IHT planning
- Sharia-compliant advice
- Mortgages
- Insurance
Specialisations
- Retirement Planning
- Tax Planning
- Investment Management
- Pension Planning
- Responsible Investment
Qualifications
Diploma in Regulated Financial Planning (CII) Certificate in Green and Sustainable Finance (CBI)
Regulation
David Banks is FCA-verified (firm: Mattioli Woods).
Frequently Asked Questions
Is David Banks an FCA-regulated financial adviser?
Yes. David Banks is FCA-regulated and verified by Trusted Advisor. We re-check every adviser's FCA status regularly to make sure their authorisation to give regulated advice is current.
What services does David Banks offer?
David Banks offers Retirement planning, IHT planning, Sharia-compliant advice, Mortgages. You can see the full list of services on this profile, or book a free initial call to discuss your situation in more detail.
How much does it cost to use David Banks?
Fees vary depending on the service, the complexity of your situation and the assets involved. David Banks will explain all fees clearly before you commit to anything, and the initial consultation booked through Trusted Advisor is free.
What is the difference between an independent and a network financial adviser?
David Banks is an independent financial adviser, which means they can recommend products from across the whole of the UK market without being tied to any single provider. This generally allows for more impartial advice.
How do I book a consultation with David Banks?
Click "Book a Consultation" on this page to choose a time that suits you. The first call is free and there's no obligation. If you'd prefer, you can also message David Banks directly through the contact form.
Does David Banks work with clients outside Edinburgh ?
Many of the advisers on Trusted Advisor work with UK clients remotely as well as in person. David Banks is based in Edinburgh but you can confirm preferred meeting locations and video options when you book your initial call.