Andrew Goulter — Financial Adviser in Leicester
About Andrew Goulter
Andrew Goulter is a Wealth Management Consultant at Mattioli Woods, where he specialises in bespoke pension, trust and succession planning. A firm believer that no client should ever be a "square peg in a round hole," he brings together the wider picture to design solutions tailored to each individual — and is happy to go the extra mile to get it right. He works closely with professionals such as accountants and solicitors on a reciprocal basis, acting as a trusted resource of expert financial planning advice for his professional network. Andrew first understood what money really meant when his parents separated when he was around ten. He worried the family wouldn't cope, but in reality they adjusted — a little more careful, a little more considered — and the experience taught him how closely money and emotional security are linked, giving him deep empathy for people making decisions under pressure. After graduating with an honours degree in Business Economics from the University of Leicester, he spent eleven years in the printing industry, ultimately running the family business as director and general manager. Through good years and difficult ones, he learned what it means to carry responsibility when cash flow is tight — that most problems don't have quick fixes, but require time, care, a clear plan and a realistic timetable. He joined Mattioli Woods in 2017 and focused on building strong, personal relationships with his clients. When the pandemic hit in 2020, that mattered: in the first two weeks he called every single client — around 170 calls — simply to ask whether they were okay and whether they needed anything. For Andrew, that presence is what the job is really about. One principle he returns to time and again is that cash flow is king; he believes comfort and sustainability often matter more than technical perfection, and that sometimes the right advice is to save a little less tax in exchange for peace of mind. Over time he has developed a particular passion for Inheritance Tax planning, which fascinates him precisely because it's rarely just about efficiency — it's about how people feel. He likens his role to that of a financial mechanic: he has a full toolbox, but the skill lies in using the right tool for the right problem, going on a journey with each client and stopping each year for a check-up to make sure everything is still running smoothly. Outside of work, Andrew is a family man and a lifelong Leicester Tigers supporter, as well as a self-described goth and metalhead.
Services
- Retirement planning
- IHT planning
- Sharia-compliant advice
- Mortgages
- Insurance
Specialisations
- Retirement Planning
- Tax Planning
- Investment Management
- Inheritance Tax Planning
- Pension Planning
- Trust Planning
Qualifications
Diploma in Regulated Financial Planning (CII)
Regulation
Andrew Goulter is FCA-verified (firm: Mattioli Woods).
Frequently Asked Questions
Is Andrew Goulter an FCA-regulated financial adviser?
Yes. Andrew Goulter is FCA-regulated and verified by Trusted Advisor. We re-check every adviser's FCA status regularly to make sure their authorisation to give regulated advice is current.
What services does Andrew Goulter offer?
Andrew Goulter offers Retirement planning, IHT planning, Sharia-compliant advice, Mortgages. You can see the full list of services on this profile, or book a free initial call to discuss your situation in more detail.
How much does it cost to use Andrew Goulter?
Fees vary depending on the service, the complexity of your situation and the assets involved. Andrew Goulter will explain all fees clearly before you commit to anything, and the initial consultation booked through Trusted Advisor is free.
What is the difference between an independent and a network financial adviser?
Andrew Goulter is an independent financial adviser, which means they can recommend products from across the whole of the UK market without being tied to any single provider. This generally allows for more impartial advice.
How do I book a consultation with Andrew Goulter?
Click "Book a Consultation" on this page to choose a time that suits you. The first call is free and there's no obligation. If you'd prefer, you can also message Andrew Goulter directly through the contact form.
Does Andrew Goulter work with clients outside Leicester?
Many of the advisers on Trusted Advisor work with UK clients remotely as well as in person. Andrew Goulter is based in Leicester but you can confirm preferred meeting locations and video options when you book your initial call.