Amal Cowan — Independent Financial Adviser in Macclesfield
About Amal Cowan
Amal Cowan is a Wealth Management Consultant at Mattioli Woods with more than 15 years’ experience in wealth management, helping high-net-worth individuals, business owners and senior professionals make confident decisions about their finances. Amal’s career began with a degree in Molecular Biology from the University of Manchester. While it may not be the traditional route into wealth management, the analytical mindset it developed has remained central to her approach. She enjoys looking for patterns, asking thoughtful questions and understanding the detail behind each client’s circumstances. After entering financial services, Amal spent more than a decade working with high-net-worth individuals and families across increasingly complex and specialist roles. She later established Aurelia Private Wealth, a Partner Practice of St. James’s Place, before joining what is now Mattioli Woods. These experiences have shaped her belief that effective financial planning should be genuinely bespoke, rather than based on a standard template. Amal takes a person-first approach, getting to know what matters to each client before considering the financial solutions that could help. She particularly enjoys working with clients whose finances have become complex or overwhelming, bringing clarity and structure to their financial affairs. Her experience includes pension planning, Inheritance Tax planning, investment management and wider wealth planning. For Amal, great advice is personal. She aims to make complex financial matters easier to understand, giving clients the clarity and confidence to make decisions that reflect their lives, priorities and ambitions. Building long-term relationships is central to this approach, allowing her to continue adding value as clients’ circumstances evolve. Outside work, Amal is a former MasterChef UK quarterfinalist with a passion for bold, flavoursome cooking. She also enjoys keeping up with her two young children, who keep life busy away from the office.
Services
- Retirement planning
- IHT planning
- Sharia-compliant advice
- Mortgages
- Insurance
Specialisations
- Retirement Planning
- Tax Planning
- Investment Management
- Pension Planning
- Inheritance Tax Planning
Qualifications
Investment Advice Diploma (CISI)
Regulation
Amal Cowan is FCA-verified (firm: Mattioli Woods).
Frequently Asked Questions
Is Amal Cowan an FCA-regulated financial advisor?
Yes. Amal Cowan is FCA-regulated and verified by Trusted Advisor. We re-check every advisor's FCA status regularly to make sure their authorisation to give regulated advice is current.
What services does Amal Cowan offer?
Amal Cowan offers Retirement planning, IHT planning, Sharia-compliant advice, Mortgages. You can see the full list of services on this profile, or book a free initial call to discuss your situation in more detail.
How much does it cost to use Amal Cowan?
Fees vary depending on the service, the complexity of your situation and the assets involved. Amal Cowan will explain all fees clearly before you commit to anything, and the initial consultation booked through Trusted Advisor is free.
What is the difference between an independent and a network financial advisor?
Amal Cowan is an independent financial advisor, which means they can recommend products from across the whole of the UK market without being tied to any single provider. This generally allows for more impartial advice.
How do I book a consultation with Amal Cowan?
Click "Book a Consultation" on this page to choose a time that suits you. The first call is free and there's no obligation. If you'd prefer, you can also message Amal Cowan directly through the contact form.
Does Amal Cowan work with clients outside Macclesfield?
Many of the advisors on Trusted Advisor work with UK clients remotely as well as in person. Amal Cowan is based in Macclesfield but you can confirm preferred meeting locations and video options when you book your initial call.