Seb Balrow

What is your average day like:‍

An average day for me is a balance of client meetings, portfolio reviews and planning work. I usually begin by checking the markets and any relevant financial news, then spend most of my time preparing strategies, meeting with clients and answering questions about their goals. I also set aside time each day for longer term planning, whether that is reviewing financial plans, researching new solutions or working with other professionals to support clients in a well rounded way.

What do you like most about your job?

What I enjoy most is helping people feel confident about their financial future. Every client’s situation is different, and I genuinely enjoy the process of listening to their goals, understanding what matters to them and creating a plan that makes their life easier. Seeing a sense of clarity and reassurance when a client realises they are on the right path is incredibly rewarding.

How long have you worked in Financial Services

4 years

Meet Seb

What Seb's Clients Have to Say

Client 1

I highly recommend Seb. Nearing retirement, I had several pension pots and savings plans with little growth. Seb helped organise everything and get me properly prepared for retirement.

Client 2

Seb makes complex financial matters clear and easy to understand, with no jargon. He’s approachable, responsive, and gives confident, practical advice. A great choice for reliable financial guidance.

Client 3

Seb is diligent and client-focused, explaining finance and tax clearly. He helped us consolidate pensions and reviewed our ISAs, going above and beyond. I’d recommend him to anyone seeking a financial

Client 4

Seb turned complex finances into clear, actionable plans. He helped me navigate multiple pensions and understand the income needed for my goals. His guidance was invaluable, and I highly recommend him

Client 5

I highly recommend Seb. He’s reliable, professional, and consistently provides well-informed advice tailored to my goals. A trustworthy, knowledgeable adviser and a standout professional.

These testimonials are from current clients of advisors in the Trusted Advisor Network. No compensation (non-cash or otherwise) was provided in exchange for these testimonials. Trusted Advisor does not have any material conflict of interest with the persons giving these testimonials.

Seb Balrow is a financial planner who helps entrepreneurs, senior executives and professionals gain clarity, confidence and long-term structure in their financial lives. With experience across private banking, wealth management and holistic financial planning, he specialises in supporting clients with complex needs, from tax-efficient profit extraction to succession strategies and advanced investment planning.

Seb believes that exceptional financial advice goes far beyond managing money—it starts with understanding each client’s story, values and ambitions. He takes time to listen, ask the right questions and design personalised plans that support the goals that matter most, whether that’s selling a business, retiring early, protecting family wealth or funding future passions.

His approach is shaped by one guiding principle: provide the same level of care and partnership he would want for his own family. By combining technical expertise with a calm, collaborative style, Seb helps clients make informed decisions during life’s most pivotal moments—both planned and unexpected.

At Foster Denovo, Seb works closely with colleagues across the business to deliver fully integrated, end-to-end financial planning. His clients typically include business owners, consultants and contractors, senior executives and legal professionals who value clarity, structure and long-term support.

Outside work, Seb enjoys reading, playing golf and padel, and—despite the emotional rollercoaster—supports Manchester United.

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