Rhys Martin

What is your average day like:
A perfect day starts with a good breakfast and time with my family. I’d spend it outdoors being active, and if I’m on holiday, that’s even better. The evening would be a nice meal and relaxing once the kids are settled – making the most of every moment.
What do you like most about your job?
I enjoy simplifying complex financial decisions and giving clients clarity so they can focus on what matters most to them.
How long have you worked in Financial Services
3-years (since Jan 2023)
Meet Rhys
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What Rhys' Clients Have to Say

5 stat review
Carol Scott
I’ve been with Rhys for years, and the advice has always been excellent. Rhys Martin explains clearly, responds quickly, provides detailed reviews, and gives me great confidence in my investment.
5 stat review
Client 2
Since you took over from my previous adviser, I’ve found you personable, professional, and easy to talk to. I really appreciate your communication style and how you simplify things when I overcomplica
5 stat review
Client 3
Like many others, I’ve been anxious about the current government’s tax and spending plans, but I keep thinking, “thank goodness for Rhys and Lumin.” It’s a real relief to have your expert guidance and
5 stat review
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5 stat review
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These testimonials are from current clients of advisors in the Trusted Advisor Network. No compensation (non-cash or  otherwise) was provided in exchange for these testimonials. Trusted Advisor does not have any material conflict of interest with the persons giving these testimonials.

With a clear and compassionate approach to financial planning, Rhys Martin helps individuals and families make confident, informed decisions about their financial futures. Based in St Albans, Rhys supports clients with retirement planning, investment strategy, protection, and inheritance tax planning.

Before joining Lumin Wealth in 2023, Rhys spent over a decade as an intelligence analyst in the Royal Air Force, developing the analytical and strategic skills that now underpin his advice. He holds the Level 4 Diploma in Regulated Financial Planning and is working toward Chartered status through the London Institute of Banking & Finance.

Rhys focuses on delivering advice that is clear, jargon-free, and tailored to each client’s goals, helping them gain clarity and confidence in every financial decision.

Outside of work, he’s a proud parent, a lifelong learner, and a keen (if not expert) BBQ enthusiast who enjoys spending time outdoors with his family.

Meet Rhys

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