Joe Hogg — Independent Financial Adviser in Bishop's Stortford
About Joe Hogg
Joe Hogg is a Financial Consultant at Lumin Wealth, where he helps individuals and families feel more confident about their finances through clear, personalised advice. With 13 years' experience in financial services, he focuses on understanding what matters most to each client and creating financial plans that align with their goals, priorities and wider life ambitions. Joe takes a straightforward, relationship-led approach to financial planning. He believes good advice starts with listening, taking the time to understand a client's circumstances before explaining their options clearly and helping them make informed decisions. Whether supporting clients through significant financial milestones or making smaller adjustments as circumstances change, his focus is on keeping them on track and providing clarity and peace of mind. Before joining Lumin Wealth, Joe built his experience across firms including Peartree Wealth Management, Oakfield Financial Services and A&J Wealth Management. His career has given him a broad grounding in financial planning and client strategy, alongside a strong commitment to building lasting relationships with the people he advises. For Joe, the most rewarding part of financial planning is seeing clients achieve the objectives they have worked towards. He enjoys helping people turn their ambitions into realistic plans and being there to guide them as those plans evolve over time. Outside of work, Joe enjoys spending time with his family at the beach and watching sport with friends. He can also juggle—a skill that, while not part of his financial planning toolkit, is a fun addition to his repertoire.
Services
- Retirement planning
- IHT planning
- Sharia-compliant advice
Specialisations
- Retirement Planning
- Tax Planning
- Investment Management
- Mortgages
- Pension Planning
Qualifications
Diploma in Regulated Financial Planning (DipPFS) Certificate in Mortgage Advice (Certs CII (MP & LTC))
Regulation
Joe Hogg is FCA-verified (firm: Lumin Wealth).
Frequently Asked Questions
Is Joe Hogg an FCA-regulated financial advisor?
Yes. Joe Hogg is FCA-regulated and verified by Trusted Advisor. We re-check every advisor's FCA status regularly to make sure their authorisation to give regulated advice is current.
What services does Joe Hogg offer?
Joe Hogg offers Retirement planning, IHT planning, Sharia-compliant advice. You can see the full list of services on this profile, or book a free initial call to discuss your situation in more detail.
How much does it cost to use Joe Hogg?
Fees vary depending on the service, the complexity of your situation and the assets involved. Joe Hogg will explain all fees clearly before you commit to anything, and the initial consultation booked through Trusted Advisor is free.
What is the difference between an independent and a network financial advisor?
Joe Hogg is an independent financial advisor, which means they can recommend products from across the whole of the UK market without being tied to any single provider. This generally allows for more impartial advice.
How do I book a consultation with Joe Hogg?
Click "Book a Consultation" on this page to choose a time that suits you. The first call is free and there's no obligation. If you'd prefer, you can also message Joe Hogg directly through the contact form.
Does Joe Hogg work with clients outside Bishop's Stortford?
Many of the advisors on Trusted Advisor work with UK clients remotely as well as in person. Joe Hogg is based in Bishop's Stortford but you can confirm preferred meeting locations and video options when you book your initial call.