Balina Rai — Network Financial Adviser in Yorkshire
About Balina Rai
Balina Rai is a Wealth Management Consultant at Lawrence Neil Wealth Management with over 10 years’ experience in financial services, supporting individuals and businesses with tailored financial planning. She brings a strong academic background, having graduated with a First in Finance & Investment Management, alongside a Level 4 Diploma in Regulated Financial Planning. Balina takes a personal and proactive approach to financial advice, believing that strong relationships are built through genuine care, trust and consistently going the extra mile. She takes the time to understand each client’s circumstances, priorities and ambitions before developing tailored strategies that can evolve as their financial needs change. Her areas of expertise include investment planning, pension and retirement strategies, estate protection, corporate financial services, mortgage guidance and specialist banking referrals. She has a particular focus on pension planning and works with clients at different stages of their financial journey, helping them make informed and confident decisions about their future. Having built her career across consultancy, paraplanning and wealth management roles in Leeds, Knaresborough and London, Balina combines technical knowledge with meticulous attention to detail and a strong commitment to client service. She is currently studying towards Chartered status as she continues to develop her expertise. Now based in London, Balina continues to advise clients across Yorkshire while developing new relationships closer to home. Outside of work, she enjoys keeping fit, travelling and experiencing different cultures, as well as maintaining a keen interest in business influenced by her family’s entrepreneurial background.
Services
- Retirement planning
- IHT planning
- Mortgages
- Insurance
Specialisations
- Tax Planning
- Retirement Planning
- Investment Management
- Estate Planning
- Business & Exit Planning
- Pension Planning
- Mortgages
Qualifications
Diploma in Regulated Financial Planning (CII) Certificate in Mortgage Advice (CII)
Regulation
Balina Rai is FCA-verified (firm: Lawrence Neil Wealth Management).
Frequently Asked Questions
Is Balina Rai an FCA-regulated financial advisor?
Yes. Balina Rai is FCA-regulated and verified by Trusted Advisor. We re-check every advisor's FCA status regularly to make sure their authorisation to give regulated advice is current.
What services does Balina Rai offer?
Balina Rai offers Retirement planning, IHT planning, Mortgages, Insurance. You can see the full list of services on this profile, or book a free initial call to discuss your situation in more detail.
How much does it cost to use Balina Rai?
Fees vary depending on the service, the complexity of your situation and the assets involved. Balina Rai will explain all fees clearly before you commit to anything, and the initial consultation booked through Trusted Advisor is free.
What is the difference between an independent and a network financial advisor?
Balina Rai works as part of a network, with access to a carefully selected panel of providers. Network advisors share resources and compliance support but still tailor advice to each client's individual goals.
How do I book a consultation with Balina Rai?
Click "Book a Consultation" on this page to choose a time that suits you. The first call is free and there's no obligation. If you'd prefer, you can also message Balina Rai directly through the contact form.
Does Balina Rai work with clients outside Yorkshire?
Many of the advisors on Trusted Advisor work with UK clients remotely as well as in person. Balina Rai is based in Yorkshire but you can confirm preferred meeting locations and video options when you book your initial call.